January 18, 2022

Understanding Social Security Not ready to retire? You can still apply for Medicare online

Did you know that you can apply for Medicare online even if you are not ready to retire? And it takes less than 10 minutes! There are no forms to sign and usually no required documentation. We will process your request and contact you if we need more information. To apply for Medicare and find other important information, visit www.ssa.gov/benefits/medicare.

To receive Medicare at age 65, you must apply for Medicare no earlier than three months before your 65th birthday and no later than three months after that birthday. We refer to this opportunity to apply for Medicare as your first enrollment period.

Some Medicare beneficiaries may be eligible for additional assistance to pay the monthly premiums, annual deductibles, and co-payments related to the Medicare Prescription Drug program. You must receive Medicare, have limited resources and income, and reside in one of the 50 states or the District of Columbia to qualify for the additional help. For more information about Extra Help, visit www.ssa.gov/benefits/medicare/prescriptionhelp.

You may also want to read these publications:

• Apply online for Medicare — even if you’re not ready to retire at www.ssa.gov/pubs/EN-05-10530.pdf.

• When you can receive pension benefits at www.ssa.gov/pubs/EN-05-10147.pdf.

Help a friend or family member by sharing this information. Our programs are there for those who need them.

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