January 21, 2022

COLUMN: Representative Beneficiaries Help You Manage Your Social Security – The Stanly News & Press

By Lisa Wallace
Social Security Public Affairs Specialist in North Carolina

Some people who receive monthly Social Security benefits or Supplemental Security Income
payments may need help managing their money. When we receive information showing that you
need assistance, we will work with you to find the most suitable representative beneficiary to support your
advantages.

A representative beneficiary receives your monthly benefit on your behalf and must
use the money to pay for your current needs, including:

• Housing and utilities.
• Food.
• Medical and dental costs.
• Personal care items.
• Clothing.
• Rehabilitation costs (if you have a disability).

If you need help managing your benefits, tell a Social Security representative that there are:
someone you want to be your representative beneficiary. Your representative beneficiary must be:
someone you trust and see often, and who clearly understands your needs. Social service
agencies, nursing homes or other organizations are also qualified to be a representative beneficiary.

Ask them to contact us.

You can write to us within 60 days of you being assigned a representative beneficiary if you disagree
that you need one or if you want another representative payee.

We also offer an option called Advance Designation that allows you to designate now
someone who will be your representative beneficiary in the future. In case you have your . can’t make anymore
own financial decisions, you and your family will have peace of mind knowing that someone you
trust can be appointed to administer your benefits for you.

You can submit your predestination request when you apply for benefits or after you are
already received benefits. You can do this through your personal My Social Security account
Bee www.ssa.gov/myaccount or by calling and speaking with a Social Security representative.
You can find more information at www.ssa.gov/payee.

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