January 21, 2022

What are Social Security Disability Benefits by the State?

Although all beneficiaries of the Social Security Disability Insurance (SSDI) and Additional security income (SSI) receive the same amount from the federal government no matter where you live, you may or may not receive an upgrade to your monthly SSI payments depending on where you live in the US.

Both programs are administered by the Social Security Administration (SSA) but some states offer a booster amount on top of the federal portion to SSI beneficiaries residing in their state. Some offer the extra monthly funds to all recipients in their state, but not all. What you need to know…

Who is eligible for additional security income?

People who are with disabled, blind or 65 years or older qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). The programs are also available for blind or disabled children. SSDI beneficiaries have: a qualifying work history, either through their own employment or a relative, or a spouse or parent. While SSI recipients are eligible due to limited income and resources, the monthly payments provide minimal basic financial assistance.

If you receive SSI, you may also be entitled to Social Security benefits, although: they are not the same. If you sing for SSI, you are essentially signing up for both. The SSA determines your eligibility and how much you are entitled to, based on your income, living situation, married status and other factors but not on your work history such as Social Security benefits. Your SSDI benefits are set as if you were reaching full retirement age, when you reach full retirement age, it becomes a retirement benefit.

How much are SSI payments?

Depending on the annual cost of living adjustment (COLA), the maximum federal benefit changes annually. in 2021 the federal SSI payout rate is $794 for one person and $1,191 for a couple. The monthly benefit in 2022 could increase drastically by a historically high COLA projected.

The average SSDI advantage for a disabled employee about $1,236 per month according to the Center for Budget and Policy Priorities. Most beneficiaries receive modest payments, 90 percent get less than $2,000 a month.

Which States Pay Extra Supplemental Security Income?

Supplementary security income is available in all 50 states, the District of Columbia and the Northern Mariana Islands. This also applies to SSDI, but residents of Puerto Rico while they cannot receive federal SSI, they can receive federal SSDI.

All but four states, Arizona, Mississippi, North Dakota and West Virginia, and the Northern Mariana Islands offer additional money to residents who receive SSI. The difference between states can range from about $10 per month to several hundred dollars on top of your federal SSI benefit that remains constant no matter where you live.

There may be entry requirements depending on the state to get the monthly booster such as living in a nursing home or other type of residential care facility.

What happens to your SSDI or SSI if you change state?

When you move the state, no need to reapply for federal SSDI or SSI benefits, but you must notify the SSA of your move, or if you change residence in your state. Likewise, any other changes in your personal or financial situation that may affect SSDI, SSI, or retirement benefits must be passed to the SSA.

You have up to 10 days after the end of the month to inform the SSA or face a $25 to $100 fine for any violation. The fine is deducted from your monthly payment. This can be done online via a My social security account or via call Social Security at 800-772-1213.

Depending on the state you move to, You may need to notify that state’s Human Services Department to access the monthly SSI benefits booster.

Indicates that SSA administers some or all of the state supplements

California, Delaware, Hawaii, Iowa, Michigan, Montana, Nevada, New Jersey, Pennsylvania, Rhode Island and Vermont and the District of Columbia

States Administering All State Supplements

Alabama, Alaska, Arkansas, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, Mississippi, Nebraska, New Hampshire, New Mexico, New York, Northern Carolina, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming

For more information about states’ programs and benefits, call Social Security at: 800-772-1213, contact the state Medicaid agency or Human Services Department.


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